Section · Credit Building
Build Business Credit Strategically
A four-stage roadmap from no business credit history to an established Paydex score — with the cards that fit each stage.
Stage 1 of 4 · Month 0
Start with a DUNS number + a vendor account.
Open a free DUNS via Dun & Bradstreet. Apply for a Net-30 vendor account (Uline, Quill, Grainger). Pay early to start a positive trade history. No personal-guarantee card required yet.